What is an impact resistant roof?

The roof is the most important aspect of your home. It protects your loved ones as well as any valuables inside. So it is very important to have the most resistant and high impact roof you can that can take the elements here in the midwest. A Class 4 Impact resistant roof will protect your home from the most extreme elements.

What is an Impact Resistant Roof?

Impact resistant shingles / roofs have been around for over a decade, but have really started to get really popular in the last few years. Impact roofs are made of high quality and extremely durable materials. These materials are much more resistant to wind, hail and other elements more so then your regular roofing materials. Installing an impact resistant roof and other impact materials is critical to protecting a home or structure from severe damage.

What is Class 4 Impact Resistant Shingles?

Class 4 Shingles offers the highest level of protection. Before it even gets to the customer, these type of shingles go through some rigorous testing. Usually this will be done by the Underwriters Laboratory. They have worked with the Institute of Business and Home Safety in order to create the UL 2218 classification.

Can I receive an insurance discount for having an impact resistant roof?

Yes! State Farm Insurance specifically offers discounts in 27 states for homeowners that decide to get an impact resistant roof. What materials qualify? Usually Class 3, Class 4, Impact-Resist, IR, FM Standard 4473 or UL Standard 2218.

How do I qualify for the insurance discount?

It’s pretty easy to get a discount if you decide on using impact resistant materials for your roof. The best thing to do is to talk with your insurance agent about what qualifies and you should also talk with your roofing consultant. Once you have the materials on your roof, usually all it takes is paperwork to finish up the rest to get your insurance discount.